Today is Friday, November 21, 2014. Make it amazing!

Login to your online tools.

Select any of the member services below to be taken directly to that login page.

  • APRs as low as:
  • Home Equity 4.99%
  • New & Used Auto Loans 1.49%
  • Home Improvement 4.99%
  • Unsecured Personal 9.99%

New Auto/Boat/Motorcycle Loans

Rates as of August 1, 2014
TermAPR
24 Months As low as 1.49%~
36 Months As low as 1.49%~
48 Months As low as 1.49%~
60 Months As low as 1.49%~
72 Months As low as 1.49%~
~Rates above include the following discounts: .25% off auto loan rate if you have DCU credit card OR checking account,.10% off for Gap Protection purchase, .25% off for purchase of an Extended Warranty, .10% off for Credit Life Protection, .20% off for Disability Protection, .10% off for DentGuard. (Maximum total discount =1.00%)

Repayment Example: 48 monthly payments of $21.48 per $1,000.00 borrowed at 1.49%

Loan rate is determined based on creditworthiness. Rates subject to change without notice.
Check with your loan officer for other types of loans.

 

Used Auto/Boat/Motorcycle Loans

Rates as of August 1, 2014
TermAPR
24 Months As low as 1.49%~
36 Months As low as 1.49%~
48 Months As low as 1.49%~
60 Months As low as 1.49%~
~Rates above include the following discounts: .25% off auto loan rate if you have DCU credit card OR checking account, .10% off for Gap Protection purchase, .25% off for purchase of an Extended Warranty, .10% off for Credit Life protection, .20% off for Disability protection, .10% off for DentGuard. (Maximum total discount =1.00%)
Repayment Example: 48 monthly payments of $21.48 per $1,000.00 borrowed at 1.49%

Loan rate is determined based on creditworthiness. Rates subject to change without notice.
Check with your loan officer for other types of loans.

 

New/Used RV and Travel Trailer Loans

Rates as of August 1, 2014
TermAPR
0-120 Months
6.44%-9.99%^

^Rates above include the following discounts: .25% off if you have have a DCU credit card OR checking account, .10% off for Credit Life Protection, .20% off for Disability Protection. Repayment example: 60 monthly payments of $19.55 per $1,000.00 borrowed at 6.44%. Loan rate is determined based on creditworthiness.Rates subject to change without notice.


Unsecured Personal Loans

Rates as of August 1, 2014
TermAPR
Up to 48 Months 9.44%-17.99%@

@Rates above include the following discounts: .25% off if you have a DCU credit card OR checking account, .20% for Disability Protection, .10% off for Credit Life Protection.Rate is determined based on creditworthiness.Rates subject to change without notice

Home Improvement Loans

Rates as of August 1, 2014
TermAPR
0-60 Months 4.99%
61-180 Months 5.99%
Minimum loan amount $3,000.00.
Financing up to 95% of appraised value.
Repayment Example: 60 monthly payments of $18.87 per $1,000.00 borrowed at 4.99%
Must be primary residence within 100 miles of DFW metroplex.

Rates subject to change without notice.
Check with your loan officer for other types of loans.

 

Home Equity Loans

Rates as of August 1, 2014
TermAPR
0-60 Months 4.99%
61-180 Months 5.99%
Minimum loan amount $3,000.00.
Financing up to 80% of appraised value.
Repayment Example: 60 monthly payments of $18.87 per $1,000.00 borrowed at 4.99%
Must be primary residence located in State of Texas.

Rates subject to change without notice.
Check with your loan officer for other types of loans.

 

Select Checking Rates

Rates as of February 27, 2014
$25.00 Deposit required to open account
$500.00 Min. required to earn APY**
0% Dividend rates
0% APY**
"APY" refers to Annual Percentage Yield

**All yields are calculated on monthly dividend payments.
The minimum balance to open an account is $25.00.
The minimum daily balance to obtain the disclosed Annual Percentage Yield is $500.00.
$500.00 minimum balance requirement each day to avoid service fee of $5.00 per month.
Rates are subject to change after account is opened. Please call for the most up to date rates.
Fees could reduce the earnings on the account.

 

Free Checking Rates

Rates as of February 27, 2014
$25.00 Deposit required to open account
N/A Min. required to earn APY**
N/A Dividend rates
N/A APY**
"APY" refers to Annual Percentage Yield

The minimum balance to open an account is $25.00.

Rates are subject to change after account is opened.

 

Money Market Rates

Rates as of February 27, 2014
Deposit
required to
open
account
Min. required
to earn
APY**
Dividend
Rates
APY**
$2,000-$9,999 $2,000.00 0.25% 0.26%
$10,000 >
$10,000.00 0.50% 0.51%


"APY" refers to Annual Percentage Yield
**All yields are calculated on monthly dividend payments.
The minimum balance to open an account is $2,000.00.
The minimum daily balance to obtain the disclosed Annual Percentage Yield is $2,000.00.

Rates are subject to change after account is opened. Please call for the most up to date rates.
Fees could reduce the earnings on the account.

Savings Account Rates

Rates as of February 27, 2014
$25.00 Deposit required to open account
$25.00 Min. required to earn APY**
0.25% Dividend rates
0.26% APY**
"APY" refers to Annual Percentage Yield

**All yields are calculated on monthly dividend payments.
The minimum balance to open an account is $25.00.
The minimum daily balance to obtain the disclosed Annual Percentage Yield is $25.00.
Rates are subject to change after account is opened. Please call for the most up to date rates.
Fees could reduce the earnings on the account.

 

Individual Retirement

Rates as of February 27, 2014
$25.00 Deposit required to open account
$25.00 Min. required to earn APY**
0.50% Dividend rates
0.51% APY**
"APY" refers to Annual Percentage Yield

**All yields are calculated on monthly dividend payments.
The minimum balance to open an account is $25.00.
The minimum daily balance to obtain the disclosed Annual Percentage Yield is $25.00.
Rates are subject to change after account is opened. Please call for the most up to date rates.
Fees could reduce the earnings on the account.

 

Term Certificates

Rates as of February 27, 2014
TermMinimum
Investment
Dividend
Rate
APY
182 Days $1,000.00 0.25% 0.26%
1 Year $1,000.00 0.40% 0.41%
2 Years $1,000.00 0.50% 0.51%
A penalty will be imposed for early withdrawals on all Certificates.

 

Jumbo Certificates

Rates as of February 27, 2014
TermMinimum
Investment
Dividend
Rate
APY
1 Year $100,000.00 0.40% 0.41%
2 Years $100,000.00 0.50% 0.51%
A penalty will be imposed for early withdrawals on all Certificates.